Debt collection in Poland: https://www.grandliga.com/en/debt-collection-in-poland/ - operates within a legal framework, primarily governed by the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can employ specialized debt collection agencies to pursue overdue payments, adhering to ethical practices outlined by consumer protection laws. In cases where informal methods fail, legal action through the court system is an option, but it may involve time-consuming processes and legal costs. Upon obtaining a court judgment, enforcement measures, such as seizing assets or garnishing bank accounts, can be implemented to compel debt repayment. Interest rates and additional costs on overdue payments are regulated by law, and creditors are entitled to claim interest on outstanding debts.